Health&Fitness

All you need to know about the child dental benefit scheme

If you happen to live in Australia then you can get financial assistance of as much as $1,000 to cover the costs of basic dental care for your child. This scheme is known as the child dental benefits scheme and it has been around for several years now. Many parents have availed the benefits of this scheme for the dental care of their children.

That being said there are still many parents who have no idea of the child dental benefits scheme and these people still continue to miss out on the opportunity to receive financial assistance of the child dental benefits scheme for the dental care of their kids.

So what exactly is the child dental benefits scheme?

The child dental benefit scheme or CDBS is a government program which provides financial assistance for covering the cost of dental services of children between the ages of 2 years and 17 years. Under the child dental benefit scheme, benefits of $1,000 can be availed for kids in the age group of 2-17, over a period of 2 calendar years for basic dental services which include but are not limited to cleaning, fissure sealing, fillings, root canals, extractions, x-rays and also check-ups.

While the child dental benefits scheme covers an extensive range of dental services, it must be noted that some services don’t fall under the purview of the child dental benefit scheme. These dental services include cosmetic dental work, orthodontic dental work, and any other in-hospital dental services. 

How to figure out if your child is eligible to receive benefits under the child dental benefits scheme?

If you happen to have a child who meets the eligibility criteria as is laid out under the child dental benefit scheme, then you will get a letter from Medicare. You won’t need to apply and neither would you need to register to avail the financial assistance under the child dental benefit scheme. Here’s how eligibility under the child dental benefit scheme works :- 

  • Your child is eligible for the child dental benefit scheme if he or she is eligible for Medicare
  • Your child is eligible for child dental benefit scheme if they are between the ages of 2-17 for at least one day that year
  • If you or your child received an ‘eligibility payment’ at least once that year. To be eligible in this case, you must either be the parent or guardian of the child or you must be a care organization that is approved.

How can you check the eligibility of your child under the child dental benefits scheme?

Medicare checks to see if children are eligible for child dental benefit scheme, at the beginning or throughout the year. If your child is eligible under the child dental benefit scheme, then you will receive a letter relating to the same from Medicare. If you haven’t yet received a letter and are unsure of the eligibility of your child under the child dental benefit scheme, then you can check the eligibility for your child by either calling the Medicare general enquiries line or you can login and check your Medicare online account?

When does the two year period under the child dental benefits scheme start?

The two year period of the child dental benefits scheme starts at the beginning of the year when your child is eligible and goes for his first dental service. If and when this happens, you will be able to use the full amount of the financial assistance benefit in the first year itself. If for some reason, you haven’t used the full amount of the financial assistance in the first year, then you can choose to use the remainder of the amount in the second year, provided that your child remains eligible in the second year. If you haven’t used the full amount of the financial assistance within the 2 years, then you won’t be able to use the remaining funds and you will then need to wait for a new two-year cover period to begin again.

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